Here’s a fun yet cautionary list titled “20 Steps to Empty Pockets”:
1. Buy every single pair of shoes in Nordstrom. Who needs a budget, right?
2. Marry someone who has a whopping $500,000 of student debt, because love is blind.
3. Make Olive Garden your daily dining spot. After all, who can resist those breadsticks?
4. Get that premium cable package. You need all the channels in the world, don’t you?
5. Who needs a doctor? Hold off on health insurance and forget about regular checkups.
6. Give Starbucks a visit. Not just once. But thrice a day.
7. Trash your credit card statements. Why bother about tracking expenses? It’s even more thrilling if someone swipes your identity!
8. Overdraft fees? Ignorance is bliss. Just think of that $36.29 pack of gum.
9. Savings for the rainy day? Nah! You live bathed in the perpetual sunshine of debt.
10. Don’t bother window shopping. Pick up the first thing you see.
11. Life insurance smells fishy; avoid it. Especially with kids or dependents. Work can be their new playground!
12. In a metropolis? Catch a taxi daily. Who cares about affordable mass transit?
13. Engage in unsafe relationships. Who needs precautions?
14. Frequent your local movie theater, the prices are always dropping…not!
15. Last-minute shopping for gifts because what’s life without a little adrenaline rush?
16. Steer clear of thrift stores. Who’d like a bargain anyway?
17. Max out your phone’s data limit – worth every penny, right?
18. Regularly smoke. It’s totally not harming your wallet, or your lungs.
19. Become a gym member and forget the direction to the premises.
20. Use payday loans to cover your shortfall. Because let’s face it, they’re just fantastic!
So, what other fun steps would you add to increase the chance of going broke?